The Freedom Unlimited Rewards Card offers a straightforward approach to rewards with unlimited 1.5% cash back on every purchase no categories to track, no quarterly activations needed.
Perfect for everyday spending, this card combines simplicity with value, featuring no annual fee and a generous 0% intro APR period on purchases and balance transfers.
FAQ
What credit score do I need for the Freedom Unlimited Rewards Card? +
Most successful applicants have a good to excellent credit score (670+). However, approval depends on various factors including income and existing debt obligations.
How does the cash back work? +
You automatically earn 1.5% cash back on every purchase. The cash back is tracked as points (100 points = $1), which never expire as long as your account remains open.
Is there a sign-up bonus? +
Yes, new cardholders can earn $200 cash back after spending $500 on purchases in the first 3 months from account opening.
What is the regular APR after the introductory period? +
After the introductory 0% APR period ends, a variable APR of 17.24% to 25.99% will apply, based on your creditworthiness.
Are there foreign transaction fees? +
Yes, there is a 3% foreign transaction fee for purchases made outside the United States.
How can I redeem my rewards? +
Rewards can be redeemed as cash back via statement credit or direct deposit, for travel through the rewards portal, for gift cards, or directly for Amazon.com purchases.