The Citi® Double Cash Card offers a simple yet powerful approach to cash back rewards.
Earn 1% when you buy and 1% when you pay your bill effectively giving you 2% total cash back on every purchase with no categories to track and no limits to worry about.
With no annual fee and flexible redemption options, this card delivers steady value for everyday spending.
Who Should Apply
Everyday spenders who want consistent rewards on all purchases
Those who prefer simplicity over tracking bonus categories
People looking to consolidate debt with the intro balance transfer offer
Those who pay their bills in full or carry a balance occasionally
Anyone seeking a no-annual-fee cash back card with solid overall value
FAQ
Is there a sign-up bonus? +
Currently, the Citi Double Cash Card does not offer a traditional sign-up bonus. Its value comes from the consistent 2% total cash back structure.
What credit score do I need to qualify? +
Most successful applicants have good to excellent credit (typically FICO scores of 700 or higher), though approval depends on various factors including income and existing debt.
How does the 1% + 1% cash back structure work? +
You earn 1% cash back at the time of purchase and an additional 1% when you pay for those purchases, whether you pay in full or over time.
Is there a foreign transaction fee? +
Yes, there is a 3% foreign transaction fee on purchases made outside the United States.
Can I convert cash rewards to ThankYou® Points? +
Yes, you can convert cash rewards to ThankYou® Points, which can be redeemed for travel, gift cards, and more.
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