The Reflex Platinum Mastercard is designed for individuals looking to establish or rebuild their credit history with confidence.
Whether you’re just starting your financial journey or working to improve your credit profile, this card offers the tools and opportunities you need to move forward.
Start with an initial credit limit between $300 and $1,000 based on your creditworthiness.
Demonstrate responsible card management with on-time payments, and you could qualify to double your credit limit after just six months giving you more flexibility and purchasing power as you build your credit history.
FAQ
What credit score do I need to qualify for the Reflex Platinum Mastercard? +
The Reflex Platinum Mastercard is designed for individuals with limited or rebuilding credit. While there's no specific minimum score required, this card typically accepts applicants with fair to poor credit (typically 550-650).
Is a security deposit required for this card? +
No. The Reflex Platinum Mastercard is an unsecured credit card, which means no security deposit is required to open an account.
What are the fees associated with this card? +
The card has an annual fee ranging from $75 to $125 and a monthly maintenance fee of up to $10. There's also a 29.99% variable APR and a 3% foreign transaction fee.
How much credit will I receive initially? +
Initial credit limits range from $300 to $1,000, depending on your creditworthiness.
Can my credit limit increase over time? +
Yes. You may be eligible to double your credit limit after six months of on-time minimum monthly payments.